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Credit Card Minimum Payments

Most of the top 10 credit card issuers have raised their minimum payments. Regulators urged banks to adjust their minimum payments by the end of 2005. The increase comes just as energy bills are soaring and a new bankruptcy law has made it harder to erase debt.

Some cardholders could see their minimum payment double to 4% of the balance from 2%. On a $10,000 balance, the payment could jump from $200 from $400.

In the long run, the change is good for consumers in that they'll pay off their credit cards more quickly. But initially, the higher payments could create financial hardship.

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Eagle One Debt Solutions, LLC.
462 Germantown Pike
Lafayette Hill, PA 19444
Phone: 800 - 576 - 0788
Fax: 866 - 460 - 5541

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This web site is for informational purposes only. It is not intended to provide legal advice or be a substitute for legal advice. We try to provide quality information but we make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained on this web site or the results that you may achieve when you use our services. The debt settlement process should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so.